What's putting you at risk?

We surveyed over 2,000 business leaders like YOU to identify the key risks you’re facing and created the UK Business Risk Report - full of practical insights to help you tackle them. Download your FREE copy today.

Insurance for care homes

Nursing home insurance

0113 537 4761 Get in touch

Our nursing home clients

We work with a wide range of care home businesses, helping them to protect their reputation, tackle everyday challenges, and remain compliant.

  • nursing or residential care homes for the elderly
  • homes dealing with mental health and mental disorder categories
  • homes for service users with learning and physical difficulties
  • supported living and sheltered accommodation
  • day care services
  • children’s homes or agencies
  • clinics and rehabilitation centres
  • hospices

What we cover

In a standard nursing home insurance policy, you’ll be covered for:

  • public and products liability
  • professional liability including medical malpractice
  • management liability (executive liability)
  • employers liability

All mention of enhancements to cover, or of discounts, is in comparison to Markel’s standard open market offering.

Our health and care advisers

Our care team has decades of experience in the care sector. We recognise every business is unique, and offer our advice and guidance to help you protect your complex world.

We offer a range of services to help you reduce risk, and adapt to your ever-changing world so you are able to focus on your business.

Get in touch with our health and care insurance team

0113 537 4761 Get in touch

Governing bodies

We are here when you need us. We're dedicated to ensuring our care home insurance products and services keep up with the pace of change. You can be confident any insurance we arrange for you will fully meet the requirements of the following bodies:

  • Care Quality Commission in England (CQC)
  • Regulation Quality Improvement Authority in Ireland (RQIA)
  • Care and Social Services Inspectorate in Wales (CSSIW)
  • Care Inspectorate (CI) and Healthcare Improvement Scotland (HIS)
Efficient claims service

Efficient claims service

We can advise and negotiate claims for you.

So, in the event of a claim, your adviser can manage the process through to settlement – allowing you to get on with running your business.

Frequently asked questions

The level of public liability cover you need depends on the risks your surgery faces. Cover can be anywhere from £2m to £10m or beyond. We would ask you some questions and then provide a recommendation. The level of cover you need will depend on many factors. We would need to assess your business and the risks it faces, then make recommendations. For example, if you employ staff, you're legally required to have employers liability cover for compensation of at least £5 million, but most policies will offer cover for £10 million.

What people like you, say about us

Read our latest related articles

  • MC Healthcare Hero banner

    January 16, 2024

    Trade credit: Fuelling growth and innovation in the health & care sector

    Businesses in the healthcare sector increasingly rely on trade credit as a financial tool to manage cash flow and sustain growth in uncertain economic times.

    Read More
  • Does a home carer need business insurance

    November 07, 2023

    Working in Care: Domiciliary Care or Care Homes —Which Is Right for You?

    Are you thinking of a new career in care or looking for a change? We compare working in a care home to being a domiciliary carer.

    Read More
  • Female domiciliary carer drinks tea with a service user

    July 17, 2023

    Starting a domiciliary care business

    Are you thinking of starting a domiciliary care agency? Here are the things you need to do to get your business off to the best possible start.

    Read More