Foster Care Agency Insurance
How can we help your foster care agency?
Insurance is just one way our team can support you and your business.
It’s our job to manage your risks to protect your business, your staff, and the people you care for.
We understand the pressure you’re under every day and do everything we can to ensure your insurance options are presented simply, expertly, and impartially.
Recognising every care provider is unique; our care team offers a wealth of experience, takes a long-term view, and tailors your solution to your specific needs.
We do our due diligence upfront, and a huge amount of work behind the scenes with our panel of insurers, to ensure the cover you have in place is just right for you.
Our health and care advisers
Our care team has decades of experience in the care sector. We recognise every business is unique, and offer our advice and guidance to help you protect your complex world.
We offer a range of services to help you reduce risk and adapt to your ever-changing world, so you can provide amazing experiences to your clients.
Foster care agency insurance
Foster care agencies deal with a large variety of risks from responsibilities around the safeguarding of children, to employee security and data protection. Foster care agencies are becoming increasingly accountable for children in care making it more important than ever to make sure your insurance cover is robust.
The FosterGuard package is designed especially for foster care agencies, giving you reassurance that your business and staff are protected.
The standard policy includes:
- Office insurance for contents, computer equipment and business interruption.
- Employers and public/products liability.
- Professional indemnity and medical malpractice.
- Wilful damage – cover for damage caused by children to any property whilst under care.
- Abuse - £5 million limit as standard.
- Cyber liability.
- Management liability (directors and officers insurance).
- Commercial legal expenses.
What people like you, say about us
Adam Wheelhouse demonstrated a real desire to understand our needs and a desire to find an insurance solution that met those needs.
We received excellent service from Gemma when renewing our Care Home Insurance.
Cyber security in the health and care industry has been a growing concern over the past few years. We can advise on a solution for your business.
Corporate legal liability
This covers your company for defence costs and awards associated with a number of events including breach of data protection, health and safety, maladministration of a company pension or other regulatory claims.
An individual pursuing legal action could put a company director at risk of being held personally liable – putting their livelihood at risk.
Employment practice liability
This covers your company against defence costs and awards of claims arising, for example, from allegations of sexual harassment or wrongful dismissal by employees.
Frequently asked questions
Read our latest health and care industry articles
The care sector struggled to recruit and retain staff well before the pandemic. These workforce shortages have intensified pressures on recruitment, with a third of respondents describing their need for more staff as ‘urgent and immediate’.
Many care workers in the UK have made significant personal sacrifices throughout the pandemic. Putting themselves at risk, going months without loved ones to protect them, and working harder due to short staffing.