Foster Care Agency Insurance
We're here to help with your foster care agency insurance
Taking care of your insurance is just one way our team can support you. We're here to help you manage your risks – to protect your business, your staff and the people in your care.
We understand the unique pressures, challenges and risks you face each day. Our expert team is dedicated to simplifying your insurance, making it one less thing for you to worry about.
We're experts with many years of experience and can arrange bespoke insurance that's tailored to protect you.
We're here to do the hard work, so you can focus on delivering excellent care. We'll search our panel of insurers and offer advice and support when you need it.
How our team of foster care insurance experts can help you
Our team of experts has years of experience supporting businesses in the care sector.
We take time to manage your risks and arrange cover that's right for your foster care agency, so you can relax and support the children in your care, knowing you, your business and your staff are protected.
What cover options can foster care agency insurance include?
We know running a foster care agency presents daily risks, from child safeguarding responsibilities to employee security and data protection. We understand that the accountability pressures you face for children in your care are increasing. We're here to ensure that your insurance cover provides the protection you need.
The standard foster care policy includes:
- office insurance for contents, computer equipment and business interruption
- employers, public and products liability
- professional indemnity and medical malpractice
- wilful damage – cover for damage caused by children to any property whilst under care
- abuse – £5 million limit as standard
- cyber liability
- management liability (directors and officers insurance)
- commercial legal expenses.
What people like you, say about us
Mark and the team at Marsh Commercial are very knowledgeable and readily available to support should we require it.
Mark and his team ensure they understand the complexities of services we deliver together with our changing needs.
Cybercrime in the health and care industry is now more frequent and sophisticated than ever. We can arrange cyber liability insurance to help protect against the risk of an attack on your business.
Corporate legal liability
Protects your company against defence costs and awards associated with several events. This may include breach of data protection, health and safety, maladministration of a company pension or other regulatory claims.
If someone claims a wrongful act: as a breach of duty or trust, a negligent act, or defamation against your company. Your director may be held liable, presenting a risk to their livelihood. Management liability will protect them.
Employment practice liability
If your company faces allegations of, for example, sexual harassment or wrongful dismissal by employees, this insurance will protect against compensation costs due. Legal costs in defending your case will also be covered.
Frequently asked questions
As an employer, you're legally required to have employers liability cover for compensation of at least £5 million, but most policies will offer cover for £10 million.
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Good caregivers are patient, compassionate and respectful. With the right employer, they can thrive – meaning their clients will receive the quality service they need.