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Indemnity insurance for DOCTORS

We're here to help with insurance for doctors

We understand that as a doctor, caring for your patients can be rewarding and fulfilling. However, even though you strive to deliver the highest standard of care, your work can be intense and pressurised. It presents risks to you and your job that may be out of your control. Mistakes happen, and when they do, they can carry severe consequences for all involved. It's essential to have the right professional indemnity insurance for doctors and medical practitioners in place that offers the necessary protection.

Here at Marsh Commercial, we can arrange cover that gives you peace of mind, including:

  • Protection – our doctors' professional indemnity insurance protects you against legal costs and claims for damages so you can focus on supporting and caring for your patients.
  • Professional advice and support – throughout the life of your policy, we'll be on hand to help you with any queries, problems or issues you may have. We're here to support you should you need to make a claim.
  • Saving you time – leave the hard work to us; we'll search our selection of the UK's leading and specialist insurers to find the provider that suits you best.

How our team of doctors insurance experts can help

At Marsh Commercial, we're part of a global group with a local community focus. Our team of experts have years of experience supporting medical professionals.

You wouldn't think of treating a patient without offering the appropriate medication or support. Arranging insurance for you is no different, so it pays to speak to our professionals – we're here to help you.

We take time to understand your needs to arrange doctor professional indemnity insurance that's right for you. So can focus on your practice.

What cover options can doctors insurance include?*

With the right professional insurance in place, you can focus on, and support your clients – with confidence.

Doctor professional indemnity insurance includes cover for:

  • misdiagnosis
  • failure to diagnose
  • surgical errors
  • incorrect treatment
  • prescription errors
  • failure to provide a clean environment
  • failing to adequately train doctors and other staff.

*This list is not exhaustive, and the cover is dependent on the insurer


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Frequently asked questions

Q
What insurance does a doctor need?
A
As a doctor, you need to have liability insurance in place to protect against risks that may cause injury to the public or your patients.

If you employ staff, you're legally required to have employers liability insurance.

Professional indemnity insurance will cover any legal costs and damages you could be liable for should you or your practice make a mistake.
Q
Do doctors need public liability insurance?
A
Accidents happen. Every day, as a doctor, you and your practice are exposed to risks that may cause injury to the public and your customers. You need to protect yourself against third-party claims arising from these situations.

Public liability insurance will cover legal defence costs and compensation costs should you find yourself facing a claim.
Q
Do doctors need professional indemnity insurance?
A

Mistakes happen; no matter how much attention you pay to detail, sometimes treatments don't go to plan. A claim can be made if someone believes that there has been a breach of duty of care, omissions, or professional negligence.

As a doctor, you are liable to pay any legal defence costs and any compensation relating to claims of errors in the care you have delivered.

Professional indemnity for doctors will protect against these costs if a claim is made against you.