Asset Finance

Why asset finance?

Different businesses will have different goals, resources, and capabilities; so are likely to build different strategies. But once you have a strategy, how do you finance it?

Let's face it, big or small, change calls for investment. The bank is not your only option when it comes to financing your next purchase. Asset finance can provide you with a number of benefits:

  • Releasing the value in your assets
     As technology advances, assets depreciate. It doesn’t pay to tie up valuable working capital which could be put to more profitable uses.
  • Keeping your business up to date
    Leasing is a fast, flexible and potentially a tax-efficient way to secure a wide range of assets, when you need them.
  • Spreading your credit lines
    If you are dependent on your bank for your working capital it can help spread the risk. A strong finance specialist will help you maintain those essential credit lines and open infrastructure finance separate from your bank. 

How we can help

With years of experience in commercial finance, we research the market to identify the right approach for you. Then find a lender that’s right for your business and the types of assets you need. 

Good for your budget

Spreading the cost creates instant cash flow benefits, and helps demonstrate return on investment from day one.

Asset finance won’t affect your other credit lines, so you can stay on the leading edge of technology, and dedicate existing funding sources to other projects.

Total flexibility

We can cover hardware, software, training, maintenance and more, in to one simple, regular payment.

Using finance frees up cash to invest elsewhere in your business (i.e. stock) to increase turnover and profit.

We’re independent, so you can specify equipment and services from the suppliers of your choice.

Frequently asked questions

I need to raise finance but the bank won’t lend my business any more money. What can I do?
Asset finance is independent of any arrangements you already have in place. Leasing delivers cash flow benefits and management flexibility and allows you to acquire what you want, when you want it. It will not affect your banking arrangements or any other credit facilities you may have.
My business relies on technology but it is expensive to keep up to date with the latest equipment and software. What can I do?
Few things in business seem to change as frequently as technology and keeping up with the latest technological advances is increasingly important. Advances in technology mean that IT can depreciate quickly so it just doesn't pay to tie up valuable working capital which could be deployed more profitably. By choosing to finance your investment you will be making a higher return on it than if you use capital out of the cash flow. Financing IT creates a virtuous cycle of improved profitability enabling the business to invest further.
How can I be sure I am getting the best deal for my business?
As experienced finance advisers, we research the whole market to identify the finance vehicle and lender that’s right for your needs. We can also use our buying power and lender relationships to negotiate leading rates so you really won’t need to look anywhere else.