Insurance for high value homes - specialist cover
Whether your home has been in the family for generations or you've recently bought it, we understand you want to protect your high value property and your valuable possessions.
Property underinsurance is a common problem. Complete rebuild costs can be easily overlooked, leaving many high-value items unprotected through "one-size-fits-all" insurance policies. Our high value home insurance aims to give you peace of mind should the unthinkable happen. If your home needs rebuilding and possessions replacing, we'll have you covered.
- More than bricks and mortar
High value home insurance cover can extend to assets, including first and second homes. We can also protect contents such as fine art, antiques, jewellery, collectables, and even yachts and pleasure craft.
- Around the world
If you like to travel, we can arrange cover that moves with you, protecting you and your assets worldwide.
- Dedicated claims service
Should you find yourself in the unfortunate situation of having to make a claim, we'll be here to provide a proactive, reassuring claims service.
How our high value home insurance team can help youOur team of experienced advisers will take the time to understand your high value home insurance requirements to arrange the right cover for you.
We'll conduct a detailed assessment of your home to establish the property's true value. We'll work with you to develop comprehensive high value home insurance, including relevant and valuable additional services that offer real benefits.
You can be sure of one thing: the expertise of your dedicated adviser and their passion for providing the best protection and service.
What does high value home insurance cover?
- Worldwide 'all risks'
Cover for your possessions with no deduction for wear and tear, even on clothing.
- Fine art cover
Protecting your valuable assets, including depreciation in value following a covered loss, death of an artist and defective title cover.
- Identity fraud protection
Helping to cover the cost of reinstating your credit status following fraudulent activity.
- Protection for your family
Including carjacking, stalking threats and home invasion.
- Student possessions
Covered whilst away from the family home.
- Worldwide annual travel
With high cancellation limits for those luxury trips abroad.
- Legal expenses
For family members.
- High single article limits
For valuables, reducing the need for expensive valuations.
- Second homes
We can include all your properties under one insurance policy.